TROTT & TROTT, P.C.Attorneys and Counselors31440 Northwestern Highway Suite 200Farmington Hills, Michigan 48334-2525THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kory J. Karpinsky and Elizabeth C. Werntz, Joint Tenants, original mortgagor(s), to Premier Mortgage Lending, LLC, Mortgagee, dated January 24, 2003, and recorded on March 24, 2003 in Liber 13144 on Page 269, and assigned by said Mortgagee to Commonwealth United Mortgage as assignee as documented by an assignment, in Macomb county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty-Six Thousand Four Hundred Seventy-Two And 59/100 Dollars ($126,472.59), including interest at 6% per annum.Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Macomb County, at 10:00 AM, on January 8, 2010.Said premises are situated in City of Eastpointe, Macomb County, Michigan, and are described as: East 20 Feet of Lot 41 and the West 25 Feet of Lot 42, Including adjoining 1/2 vacated alley at the rear thereof, Gerlach Ridgemont Subdivision, according to the Plat thereof, as Recorded in Liber 9, Page 26, of Plats, Macomb County Records.The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.Dated: November 27, 2009For more information, please call: FC F (248) 593-1313Trott & Trott, P.C.Attorneys For Servicer31440 Northwestern Highway, Suite 200Farmington Hills, Michigan 48334-2525File #295969F01(11-27)(12-18)
Ralph Roberts Realty, LLC
12900 Hall Road, Suite 300
Sterling Heights, Michigan 48313
Phone: O (586) 751-0000
Fax: (586) 620-6449
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Joint tenants hold property in equal shares no matter how many joint tenants there are.
ReplyDeleteUpon the death of a joint tenant the share passes to the other joint tenant/s (in equal shares if more than one) automatically without reference to any intention of the deceased person, as may be set out in a will. It may be prudent to consult your solicitor or accountant before deciding on a holding if one of the parties is exposed to greater financial risk or the threat of bankruptcy. http://www.financemetrics.com/dont-get-sucked-in-by-clever-tenants-know-them-first/