Frank A. Smerek, a single man and Angie L. Rowe, a single woman

TROTT & TROTT, P.C.Attorneys and Counselors31440 Northwestern Highway, Suite 200Farmington Hills, Michigan 48334-2525THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.MORTGAGE SALE - Default has been made in the conditions of a mortgage made by as joint tenants with rights of survivroship, original mortgagor(s), to Lender LTD DBA Saint Clair Home Loans, Mortgagee, dated May 27, 2004, and recorded on July 1, 2004 in Liber 15615 on Page 532, in Macomb county records, Michigan, and assigned by mesne assignments to BAC Home Loans Servicing, L.P. as assignee, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Ten Thousand Eight Hundred Sixty And 50/100 Dollars ($110,860.50), including interest at 6.625% per annum.Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Macomb County, at 10:00 AM, on January 8, 2010.Said premises are situated in Charter Township of Chesterfield, Macomb County, Michigan, and are described as: Unit II, Building C, Salt River Condominium, according to the Master Deed recorded in Liber 3143, Pages 176 through 210, inclusive and as amended, Macomb County Condominium Subdivision Plan No. 127, together with rights in general common elements and limited common elements as set forth in the above Master Deed and as described in Act 59 of the Public Acts of 1978, as amended.The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.Dated: December 7, 2009For more information, please call: FC X (248) 593-1302Trott & Trott, P.C.Attorneys For Servicer31440 Northwestern Highway, Suite 200Farmington Hills, Michigan 48334-2525File #292713F01(12-7)(12-28)

Ralph Roberts Realty, LLC
12900 Hall Road, Suite 300
Sterling Heights, Michigan 48313
Phone: O (586) 751-0000
Fax: (586) 620-6449

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